Insurancewide is Freeserve’s insurance channel, providing quotes from a panel of lenders. Insurancewide is Freeserve’s insurance channel, providing quotes from a panel of lenders.What’s the address? www.insurancewide What’s available?Motor, home and travel cover. Life assurance, car rescue and policies for small firms and sole traders are also available.User friendlinessThe site is clearly laid out and easy to navigate. However, inputting the information to get a quote could be made easier.

For example, you need to give details of your profession when requesting a quote for home insurance. There is a search button that should give lists of occupations to help you choose the correct format, but this didn’t work. It would also be helpful to know whether you need £ signs or commas when inputting values. These may be minor points, but it’s annoying when you think you’ve completed a page to find you have filled something in incorrectly.Positive aspectsA lot of online broker sites do not tell you the exclusions on a policy until after you’ve been given a quote. This site lists them at the start, so you don’t waste time giving all your details only to find you can’t get cover. For example, one of the requirements for car insurance is that you have at least one year’s no-claims bonus.There is a lot of helpful information in the “tell me more” sections. Subjects covered include travelling while pregnant and insuring a property that you are letting out.There’s a wide range of products for companies, including office insurance, employer and business liability cover, and business travel.Once you’ve got a quote, you can save the details while you shop around, and then retrieve it if it’s the most competitive.Overall impressionThis site is worth visiting.

The quote I got for house insurance was very competitive, although the motor quote wasn’t. This illustrates that you do need to get a few quotes from different insurance providers or brokers. Just because a broker site provides the best deal for one person, it doesn’t mean it will offer the best deals for everyone.. Buying travel insurance may be straightforward for most people, but it fills others with dread.

Buying travel insurance may be straightforward for most people, but it fills others with dread. Those with epilepsy or other medical problems, known as pre-existing conditions in insurance terms, worry if they will be turned down for cover. More than 6.8 million people of working age count as disabled, which can mean anything from diabetes and epilepsy to cancer and multiple sclerosis. Many of them worry about travel insurance almost instinctively. If you are disabled, you can get insurance that covers all standard risks such as liability, loss or theft of baggage, and even medical expenses. But the fear is that it will exclude the one medical problem which worries you In fact, rejection is very unlikely. Insurers will usually cover you unless you are travelling abroad for medical treatment, or have some terminal illness, or are travelling against the advice of your doctor or consultant.

Insurers are more likely to load the premiums, though how much they charge over the odds will depend on your medical problem, where you are going, and the length of time you are going to be away. Companies often take different attitudes and there are no questions on the insurance form about whether another firm has loaded the travel cover charges in the past or turned you down. Most insurers ask for details such as the medication you have to take and whether you have had to go to hospital recently. The most crucial question is whether you are travelling against medical advice There may be a temptation to massage the truth.